Protection of health care through an insurance:

• With all diseases included (even if severe or rare)
• That’s lifelong
• With pandemics coverage (including covid-19)
• WIth automatic international coverage

The main protection of either personal or familiar financial stability, both by illness and accident, in case of:

• Death
• Permanent disability
• Severe disease
• Total and definitive disability

Protection of property- Buildings and/or Contents- against risks such as:

• Fire
• Theft
• Electric Risks
• Water damages
• Storms
• Seismic phenomena

Additional benefits of housing content insurance:

• Non application of the proportional rule
• Free evaluation
• Special or valuable objects automatically included
• Non descrimination of objects/content

There are a lot of legal and mandatory liabilities to be aware of:

• Property/building fire
• Damages to landlord’s goods
• Vehicles (auto, bicycle, boat, …)
• Civil liability (personal or business)
• Sports,
• ...

For Accident protection while traveling in which occur:

• Death, permanent disablement, treatment expenses,...
• Covid-19 expenses
• Repatriation
• Assistance abroad

Specificities of the optional coverage of the personal vehicle’s damage:

• Compensation without monthly depreciation
• Broad territorial scope
• No aggravation due to road accidents

Coverage of specific responsibilities:

• Bicycle racks
• Car roof boxes
• Tows

Individual or familiar insurance:

• valid 24h/day, 365 days/year
• automatic coverage while travelling (in portugal or abroad)

Protection in accidents in which occur:

• Death
• Permanent disability
• Treatment expenses

Mandatory insurance for all work situations:

• Companies, independent workers, housekeepers, etc
• In the workplace or on the way to/from it

Guarantees sick leaves, compensations and all necessary expenses to the re-establishment of their health condition (as longs as it’s medically possible), such as:

• Medical, surgical, Farmaceutical and hospital assistance/expenses (such as treatments, medication, rehabilitation, prosthetics,etc.)
• Compensations for Temporary disability (partial or total)
• Compensations/Pensions for Permanent disability (partial or total) (compensations according to the degree of disability, pensions, housing readaptation, professional readaptation, etc.)
• Compensations for Death (family pensions, subsidies, funeral expenses, etc.)

Broad and for the tranquility of the owners:

• Private liability for third party claims
• Animal health insurance
• Animal care discounts

All sports have their risks, even when it is a relaxed round of golf.

Besides Private liability for third party claims, you could protect yourself and your equipment, even in case of theft.